If you are enrolled in the United Nations Medical and/or Life Insurance Group Plan, you may be eligible, under certain conditions, for After-Service Medical and Life Insurance or the conversion privilege.  

Please call the Insurance Section (Room FF-300, ext. 3-5811) in advance of your departure, to determine the conditions for participation in the After-Service Health Insurance (ASHI) and After-Service Life Insurance (ASLI) schemes, and the amount of monthly premium.  

If you are eligible, you have only 30 days beyond your separation date to join ASHI and ASLI.

Your Health Insurance contribution will be subtracted from your pension benefit. 

ASLI is free after retirement if eligibility requirements are met.

Official Document on ASHI: Secretariat Administrative Instruction (ST/AI/2007/3)

Official Document on ASLI: Secretariat Information Circular (ST/IC/2002/63)

Who is eligible for After Service Health Insurance?

For more exhaustive information, please refer to ST/AI/2007/3.

Retiring Staff:

• Must be a staff member of the UN, UNICEF, UNDP, UNOPS, UNFPA, UN WOMEN. Staff members retiring from the liaison offices of some UN System organizations who were covered through the Direct Billing Programme are also eligible for ASHI coverage.
• Must be at least 55 years old or over;
• Must be enrolled in a UN Health Insurance plan at the time of retirement;
• Must elect to receive a monthly pension benefit. The pension may be deferred up to full retirement age, but withdrawal settlements make a retiring staff member ineligible for ASHI.
• Must have at least 10 years of health insurance participation for subsidized ASHI participation.
  • For staff recruited prior to 1 July 2007: If less than 10 years of health insurance participation but more than 5 years of health insurance participation, the staff member is eligible for unsubsidized ASHI participation until the 10-year requirement is met. 
  • For those hired on or after 1 July 2007, the eligibility requirement is 10 years for eligibility and for subsidy. This means that such staff cannot continue their insurance coverage under ASHI unless they have accumulated 10 years of insurance participation at the time of retirement;

Staff members and dependants granted a disability benefit by the UNJSPF (age and participation requirements are waived in these cases).

Who is eligible to join ASLI life insurance?

Staff members retiring from UN, UNDP and UNICEF.  

All of the following must occur:

• At least 55 years old at the time of retirement
• Ten years cumulative participation as an active staff member
• Participating in life insurance at the time of retirement  
• Eligibility is determined by the Insurance Section at UNHQ.

Dependants covered at the time of the staff member’s retirement are eligible to continue their coverage provided:

• The staff member applies for them when applying for ASHI;
• Dependant children have not reached age 25 at the time of retirement, except in case of disability
• That they have been covered for at least five years (or two years if they were covered by a government or private insurance) in the case of a staff member hired on or after 1 July 2007 (please see ST/AI/2007/3 for more details) except of course newly acquired dependants.
• Surviving spouses and dependents of active or retired staff members are also eligible provided they were covered under the staff member’s policy at the time of his/her death.
• The application time limit for Surviving spouses and children of staff members who die in service is of ninety (90) days following the staff member’s passing.
   

Your home country may have insurance options available to you.

In the USA, Medicare may be an option for you. For more information, see http://www.un.org/insurance/medicare-part-b

In Austria, a health insurance plan provided under the Austrian social security scheme (Gebietskrankenkasse - GKK) provides coverage in Austria and most European countries and is available only to staff members who participate in this plan through UNOV/UNODC at the time of retirement. 

A combination of GKK and the Supplementary Medical Insurance Plan (SMIP) of the UNOV/UNIDO group medical insurance plan is available only to staff members who participate in this combination at the time of retirement

Contact:
Social Security Office, HR Management Service, Division for Management, UNOV/UNODC
 

If you wish to apply for a child's benefit for your daughter/son, it is recommended that you do so at least 6 months before your own separation. You would have to submit a detailed up-to-date medical report from her/his treating physician to the Chief Medical Officer, Medical Service. It must be established that the child is unmarried and incapable of substantial gainful employment. The Medical Service would then submit a recommendation to the UNJSPF Staff Pension Committee at New York Headquarters which decides on child disability cases.

For more information, contact unjspf@un.org.