In accordance with article 31 of the UNJSPF Regulations, a withdrawal settlement is only payable to a participant whose age on separation is less than the normal retirement age (NRA), or if the participant is the normal retirement age or more on separation but is not entitled to a retirement benefit. Simply, you would be entitled to a withdrawal settlement if you are not entitled to a retirement benefit at the age of 60/62 when your contributory service was less than five years.
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